All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad, sallallaahu ‘alayhi wa sallam, is His slave and Messenger.
Intention is a condition for Wudhoo' (minor ablution), and this is not an idea but an Islamic ruling supported by the Sunnah. The Prophet, sallallaahu ‘alayhi wa sallam, said: “Indeed, actions are according to intentions.” [Al-Bukhari and Muslim]
What is meant here is not the form of the action, because that exists even without the intention; what is meant is that the legal status of the action is not affirmed without the intention. The Hadeeth means that an act is not legitimate, associated with either divine reward or punishment, without the intention. Thus, if one washes a part of one's body and does not intend Wudhoo’, it is not correct to say that such a person performed Wudhoo’, as such a person did not intend Wudhoo’. For more benefit, please refer to Fatwa 175949.
It is important to know that the intention means the purpose of doing something. Ibn Qudaamah said in his book Al-Mughni: “The meaning of intention is purpose.” Hence, if someone means to do something for a purpose, then he has intended to do it. It does not require any hardship or effort to remember it, and a person does not have to say it to himself; rather, it is the purpose itself.
Based on that, if you wash the body parts that must be washed in Wudhoo' in order to be in a state of purity or in order to pray, then the intention is achieved, so you should be careful of having obsessive whispers about your intention.
Allaah Knows best.