Returning money stolen from a bank
Fatwa No: 297103

Question

Assalamu allaykum! I have one questions and i would really really appreciate if you colud give me an answer. My question is, if i a person is involved in a crime, where there have been some money stolen from a bank and he did not get caught, to whom sholud he pay the money? The things is, it is hard for the person to find the real owner beacuse from what I have heard the banks steal money from the people using interest and things like that if example someone takes a loan to pay a house. So all money in the bank are someones debt,without all the debts people have there would not be any money in the banks. If a person should pay back the money to the bank its hard to know who is the real owner and who will get the money. I have read a little about return stolen property and if someone is afraid of getting caught the can just leave it in a bag with a note or something like that from my understanding correct me if I am wrong. But how can i know for sure that someone else will take the money for themeselves. Then the issue about the money being stolen from a bank again sholud the person give it back to the bank, or should he give the amount in Zakat? Jazakallahu khaira

Answer

All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad, sallallaahu ‘alayhi wa sallam, is His slave and Messenger.

Infringing on others' property by taking it from them by force or theft is absolutely forbidden. Whoever does so should seek the forgiveness of Allaah and sincerely turn to Him in repentance. Sincere repentance includes returning what rightfully belongs to its owners or seeking pardon from them. A Hadeeth reads: “The hand is liable for what it has taken until it gives it back.” [Ahmad and At-Tirmithi]

If a person has stolen from a bank, he must return the money to the bank, even if indirectly, in a way that does not cause him harm. By doing so, the thief becomes absolved of sin, and he should not give it in charity if he is able to give it back to its owners. For more benefit, please refer to Fatwa 92133.

As regards the excuse that the money could belong to those who have deposited the money in the bank, and other excuses that you have mentioned in the question, the thief is deceiving himself by this into not having to return the property to the rightful owners. He must return the money to the bank, because the money belongs to it, and the bank is responsible and liable for the money.

Allaah Knows best.

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