Can you please answer the following question:1. Somebody wants take a house on mortgage (which is Rahen in urdu) 2. He will pay Rupees: 80,000 to the owner of the house. As a guarantee, the owner will vacate the house, and give to the person who is paying the money. This is a gurantee for the money. The person paying will stay with his family in this house. 3. When the owner of the house, return the money back in full in the specified period, 1, 2, or 3 years, or ealier, they will receive the money, and vacate the house. How is the above transaction from a purely Islamic / Salafi point of view.Halaal or Haram.

Praise be to Allah, the Lord of the Worlds, and blessings and peace be upon our Prophet Muhammad and upon all his Family and Companions. This kind of transaction is called “Al-RAHEENA”. Some scholars called it "Transaction of WAFA" or "Transaction of AMANA". This is a kind of debt, which brings the usury, and it is Haram. This is the opinion of the majority of the scholars and it is most reliable opinion. Allah knows best.