Unable to fulfill a vow and pay a debt at the same time
Fatwa No: 97345

Question

I took an advance from work and borrowed some money from friends in order to buy an apartment. I indeed bought it, and I am now doing some finishing work in order to live in it with my family. Many years ago, I vowed to give a third of the return of any extra work that I would get in charity, and I indeed do so. My question is: Is it permissible for me to temporarily give up my vow until I pay my debts and fulfill my needs? Can I spend the money that I get from my extra work on the finishing work of my apartment in order to live in it? I am now living in a rented apartment and I pay a large amount in monthly rent.

Answer

All perfect praise be to Allaah, the Lord of the worlds. I testify that there is none worthy of worship except Allaah and that Muhammad, sallallaahu ‘alayhi wa sallam, is His slave and Messenger.

It is authentically proven that making a vow is disliked in the Sharee'ah. Nevertheless, when one vows to obey Allaah, then he has to fulfill such a vow. It was narrated that the Prophet, sallallaahu ‘alayhi wa sallam, said: "Whoever vowed to obey Allaah should obey Him, and whoever vowed to disobey Him should not do so." [Al-Bukhari and others]

The immediate fulfillment of a vow is not necessary unless its wording implies so. If you are unable to fulfill the vow and pay your debts at the same time, whether they are installments, through borrowed money, or any other such thing, then you are required to pay debts first. Unlike the rights due to Allaah, which are potentially subject to His forgiveness, a right due to a human must be fulfilled, unless he relinquishes it. Consequently, if you cannot fulfill the vow and pay the debt at the same time, then you are allowed to spend all the money that you get for paying all your debts and delay the fulfillment of the vow.

Allaah Knows best.

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