Assalamu Olaikum. I am from Bangladesh. I have following questions : 1. This year me, my wife & 8 years old daughter have planned to perform Hajj,Inshallah. For this purpose from my property worth about 10,00,000.00 I have to spend near about 7,00,000.00 taka (to give Hajj Agency). Remaining money is gold & inerest gained from Bank. How much money I have to pay for Zakat this year,please clarify the matter in according of Quran & Sunnah. 2. Please inform me the rulings of performing Funeral (Janaza) prayer, in according of Quran & Sunnah. Not as an Imam. 3. Which is better Zikr or reciting Ayah of surah ? 4. In our country some people pray 20 rakah Tarawih prayer, some are 8 and some are 12 rakah. Which is correct ? 5. Can I give Zakat and charity money to my wives own sister, who is a widow & not well off ? 6. I dislike getting interest, but, I had some bank accounts,saving certificates which give interest. Now my question is how I can dispose the interest money ? Who will be given priority in this case ? 7. My mother age 75 who has been suffering from multiple organ disorder for several years, can not keep fast for several,what is the ruling about her according to Quran & Sunnah ? Allah hafez

All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad is His slave and Messenger.

You are obliged to pay Zakat (which is 2.5%) from your money if a whole lunar year elapses and if it reaches the Nisaab (i.e. the minimum amount liable for Zakat). Therefore, if a whole lunar year elapsed on the money which you possessed before paying the Hajj agency, then you are obliged to pay Zakat on all your money including the money which you will pay to the Hajj agency, i.e. you pay 2.5% from all your money.

However, if a whole lunar year elapsed on the money which you possessed after paying the Hajj agency, then you should only pay the Zakat on the remaining money in addition to all other gold and silver and tradable items you own, with the exception of the interests as there is no Zakat on it because interests are forbidden money which must be disposed of in its totality by spending it in charity.

For more benefit on the prohibition of Riba (interest and/or usury) and dealing with banks which deal with Riba, please refer to Fataawa 83783 and 85315. 

As regards which is better whether it is reciting the mention of Allaah or reciting the Quran, then reciting the Quran is a form of mentioning Allaah, and reciting it is the best form of mentioning Allaah because a reciter of the Quran gets one reward for each letter he recites, and each reward is multiplied tenfold as reported from the Prophet .

However, in some cases, mentioning Allaah could be better than reciting the Quran, for instance reciting the legislated mention of Allaah after the obligatory prayers is better than reciting the Quran, and repeating the words of the Athaan (the call for the prayer) after the Muaththin is better than reciting the Quran. Therefore, we advise you to vary the forms of mentioning Allaah which are reported from the Prophet according to the time when these are legislated to be said, but you should allocate a larger time for the recitation of the Quran, while pondering over it and trying to understand its meaning. The Quran is the best form of mentioning Allaah; it comforts one's heart and encourages a person to do good, and from it one learns what is lawful and what is forbidden.

With regard to paying the Zakat to your sister in-law, then you are permitted to give Zakat to her if she is poor and destitute, for more benefit on the recipients of Zakat, please refer to Fatwa 88368.

Concerning the disease of your mother, if it is a chronic disease and she is unable to fast, then she may break the fast and feed a poor person on each day she breaks the fast, as discussed in Fataawa 85222 and 85226.