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View By Subject 87 fatwas
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Buying compulsory car insurance by monthly installments
Assalaamu alaykum. In Britain, it is compulsory to buy car insurance in order to legally drive. There are two options for payment: For example: 1. £1000 for one annual payment 2. £110 per month if a person wishes to pay in installments. This adds up to £1320. In the sharia, is the second option considered interest? May Allaah reward you.
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Mandatory car insurance
In my country, India, car insurance in mandatory. My question is: can we choose among the various insurance policies? There is basic, premium, comprehensive, zero depreciation, bumper to bumper, and many more policies and coverages. Can I choose among them? Or should I go with the basic policy? Basic policy has the lowest coverage, while bumper to bumper.. More
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Violating optical insurance terms
Assalaamu alaykum.1- My company gives me optical insurance of QAR 3,000/- annually. Can I use this for another person if the optical shop agree, or could I buy something for myself and then give that to another person? 2- Optical insurance covers only lenses and frames, not sunglasses. There is one optical shop that gives sunglasses on the insurance.. More
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Earnings of a physician from health insurance
Assalaamu alaykum. I am posting this question on behalf of one my brothers who is a doctor. As you know, the whole private system of healthcare runs on the basis of insurance. However, only sharia-based insurance is allowable. I want to know the ruling on my earning because its source is insurance. Also, what about taking insurance benefits for treatment.. More
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Receiving pension for work that included selling wine
I used to work in the duty free shop and used to sell wine for some years, then they stopped selling wine, and I worked for like six years after that. Then I retired, I now receive retirement pension; is it halal or not?
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Ruling on taking pension from an interest bank
My father in law was an officer of a interest based bank in Bangladesh. He retired 5 years earlier. He has been taking pension from this bank after retirement. Is it allowed to take pension from such a bank?
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Widow loses right to deceased husband's pension if she remarries
Assalam o alaikum dear scholars. If a widow marries to a person and gets separation before commencement (humbistry) however she lived few days with his husband. In this case she will be still widow or not. Can she get benefit from his deceased husband's organization by declaring herself as a widow. Jazakallah
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Purchasing travel insurance for fear of expected detention
Asslamu alaykum, we have have family trip booked for eid to go back home to visit family who me,my wife and kids havent seen for 10 years. I am worried as the trip costs alot of money and i am always stopped and detained by anti terror police every time i travel. the new laws introduced this year mean it is even worse now. I know insurance is haram,.. More
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Company health plan provided by means of insurance
I have read many questions answers , but some thing is not clear, can you please explain to me 1. in Saudi if you have hit a car and other person car gets damage and you have to pay 50000 $ , if you don't have insurance, you will be in Jail till you pay back money , now how will a poor person pay back money even his job is gone now as he is in jail?.. More
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Ruling on the 401K retirement plan
Assalamu Alaykom,My employer offers a retirement saving plan (401k) which has several tax advantages in the US. The employer encourages employees to participate in the plan by matching up to 3% of the employees salary only if the employee participates. So for example, if I'm contributing 3% of my salary each pay to my 401k account, my employer will.. More
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Investing in a government retirement savings program
Alsalamo Alaykom,I am a 25 year old muslim girl living in Canada, seeking advise in the following matter.I am offered to save money for my retirement by the Canadian government and through my employer. This program is called RRSP (Registered Retirement Savings Plan), this is the government of Canada's definition of this program:"An RRSP is a retirement.. More
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Purifying pension fund account from Riba
Assalaamualaikum Warahmatullahi Wabarakatuhu,I am a salaried employee and as per the government rules a part of my salary goes to my PF account, and this is compulsory. Every year on 31st March based on the amount in my PF account, some interest (riba) is added. It is not possible for me to remove this interest from my account monthly(in order to clean.. More
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His grandmother gives him and his mother all his grandfather's pension
Assalamoalikum . I am from india and my maternal grandmother gets pension from Inadian government as her husband was a teacher and he is dead now.My mother gives her pension to me for my studies-books and fees for coaching.Is it legal to take it and spend on me as i came to know that government here collects tax from beverages department which sells.. More
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Ruling on the increase on a retirement pension
Mu' meneen Brothers and Sisters, As Salaam Aleikum wa Rahmatullahi wa Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you) In the name of Allah, I praise Him, seek His help and ask for His forgiveness. Whoever Allah guides none can misguide, and whoever He allows to fall astray, none can guide them aright. I bear witness that there.. More
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Ruling on optional unemployment insurance
Asalam alaikum, Jazakumallah kher for all your efforts. I have a question regarding income insurance. I live and work in Sweden where one is insured incase of of unemplyment or injury/sickness that does not allow you to work. One will be paid maximum 1600 dollars/ month, which is not much, house rent is about 1000 dollars. There is also an option where.. More
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